Health Coverage Resources for the Self-Employed
Health Coverage for Solopreneurs
The day you went self-employed, the health insurance system stopped making sense. Every guide says 'check the marketplace.' That works if you...
COBRA vs. Self-Employed Health Insurance: How to Compare Your Options
COBRA continuation coverage lets you stay on your former employer's health insurance plan for up to 18 months after leaving a W-2 job, but you pay...
What Is a Captive Group Health Plan
A captive group health plan is a self-funded health coverage arrangement in which participating businesses pool contributions inside a regulated...
ACA Subsidy Cliff 2026: Real Alternatives for Self-Employed
If you earn above the ACA (Affordable Care Act) subsidy threshold — roughly $62,600 in annual income for a single filer in 2026 — premium tax...
Self-Employed Health Insurance Options
Going self-employed feels liberating until you realize the health insurance system wasn't built for you. Every guide says "check the marketplace."...
Health Insurance With No Open Enrollment Period
Yes — captive group health plans like Solo Health Collective accept enrollment year-round, with no open enrollment window and no qualifying life...
Can Sole Proprietors Get Group Health Insurance
Sole proprietors can't qualify for traditional small-group health insurance without a W-2 common-law employee — but they can join a captive group...
Can I Get Health Coverage with Just an EIN?
Wondering if you can get health insurance with just an EIN? If you're self-employed with an active federal Tax ID, a path to health coverage path...








