by Teajai Kimsey | May 11, 2026 | Health Insurance Eligibility
What Makes You a Good Candidate for Solo? COBRA continuation coverage lets you stay on your former employer’s health insurance plan for up to 18 months after leaving a W-2 job, but you pay the full premium plus a 2% administrative fee — typically two to three...
by Teajai Kimsey | May 10, 2026 | Health Insurance Eligibility
What Is a Captive Group Health Plan? A Complete Guide for Employers and the Self-Employed A captive group health plan is a self-funded health coverage arrangement in which participating businesses pool contributions inside a regulated captive insurance entity to fund...
by Teajai Kimsey | May 10, 2026 | Health Insurance Eligibility
ACA Subsidy Cliff 2026: Real Alternatives for Self-Employed Earners Above the Threshold If you earn above the ACA (Affordable Care Act) subsidy threshold — roughly $62,600 in annual income for a single filer in 2026 — premium tax credits phase out and you pay the full...
by Teajai Kimsey | May 9, 2026 | Health Insurance Eligibility
Self-Employed Health Insurance Options (Including EIN-Based Alternatives) Going self-employed feels liberating until you realize the health insurance system wasn’t built for you. Every guide says “check the marketplace.” That works if you qualify for...
by Teajai Kimsey | May 1, 2026 | Health Insurance Eligibility
Health Insurance With No Open Enrollment Period: Year-Round Options for the Self-Employed Yes — captive group health plans like Solo Health Collective accept enrollment year-round, with no open enrollment window and no qualifying life event required. If you are...